Category Archives: Blog

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It’s New Year’s Eve, and time to share.

This is a graphic designed by the author’s son as a Christmas gift. It depicts the essence of the suspense series, “The Will to Live Thrillers”. Book three, “Where There’s a Will…”, is in progress and will be released in 2017. Happy New Year! Paul


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Book 3: A Peek Behind the Manuscript of “Where There’s a Will…”

Super sleuth, Will Hoyle, continues to make a name for himself as a clever private eye and is hired to investigate a sensitive police matter. A cunning ex-con has violated his parole by hiding from authorities in this one room cabin, where he plans his revenge against those who put him in prison. Their paths will cross at just the wrong time.

 

 

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What Kind of Names are They?

Main Line towns possess unusual names, such as Bala Cynwyd and Gladwyne for example. The English Quaker, pictured below, was given a charter by Charles II of England in 1681 to develop what is now called Pennsylvania. This forward thinking man of peace and religious tolerance sold the area which today is referred to as “The Main Line” to a group Welsh Quakers (Edward Jones and Company) in 1682. These Welsh settlers settled among the peace-loving Lenape Indians.
The Jones clan migrated from the regions of Bala, Cynwyd, Merionethshire, and North Wales and formed communities bearing similar names on the 5,000 acres they had purchased from the Englishman. How many can name this famous person of American history?
You can read my mystery about the Main line at paulhollthrillers.com or at Amazon/author/Paul Holl. Happy reading and guessing. Paul.

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Legal Topic #4: An “IRA” To Avoid

“The future ain’t what it used to be.” – Yogi Berra

 

We are all aware of the customary meaning of the abbreviation, “IRA”. It is normally used to refer to an individual retirement account. Most of us have signed and funded one or more of these tax deferred savings accounts on a regular basis throughout our lives. The proceeds from these accounts can serve as an important augmentation to Social Security benefits in our retirement years. But there is an IRA you never want to experience. 

Walter E. Williams, professor of economics, coined the phrase, “Involuntary Redistribution of Assets” (IRA) in his paper, Compassion Versus Reality, in 2007. This takes place when a person is duped out of resources, that a lifetime was spent accumulating, by unethical professionals, disgruntled family members or quarreling heirs.

As most of you have read in, “Living Will”, unscrupulous people can abuse a trusting relationship or misuse legal documents, such as powers of attorney and wills, to divert assets away from the intended heirs or beneficiaries for their benefit. These people can be a trusted friend, a relative, an advisor or even a stranger who gains the confidence of an unsuspecting victim. The older population in the United States is approaching 20% of our total and tends to be the most vulnerable group susceptible to designing people and unethical practices.

The best way to protect your loved ones from this type of “IRA” fraud is to know what influences are in their lives and to constantly warn them about this growing type of fraud that is a multi-billion dollar problem nation wide.

NOTE: To learn more or ask questions comment on this website, paulhollthrillers.com, or email paul.holl@comcast.net 

 


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Legal Topic #3: How to Keep Your Heirs from Squandering Your Life Savings

“I go to everyone else’s funeral, otherwise they won’t go to mine”. – Yogi Berra

 

Wether their heirs are minors or adults, few people like to think about their hard earned assets and savings being wasted after they die. Usually, the purpose of giving money to others is to make their lives more secure. Perhaps a child can pay off his or her mortgage. Maybe a grandchild can pay for college or put a downpayment on a first home. Sometimes, a gift of assets can pay for needed medical treatment or even save a life. But, what happens if the heir decides to squander it on casinos or on parties? Is there any way for the giver to guard against this happening?

Yes. We all know that a Last Will and Testament is an important document for determining how and who will administer our estate after death as well as for avoiding fees and taxes. But a Will alone cannot guard against “squandering”. What is needed is a Trust document. 

  •  How is a Trust created? A Trust is created by a special section being added to the Last Will and Testament. This section states that a Trust is being established by naming a trustee, the money or assets that will fund the Trust, and the person or people for whom the Trust is created.
  • Who handles the money that is earmarked for the Trust? The named trustee can be named to invest and distribute the assets of the Trust or a financial institution can be chosen as administrator for the trustee.
  • How does a Trust guard against heirs squandering the money placed in the Trust? The terms of the Trust can restrict how and when the funds are distributed. Where the heirs are likely to be young people, the Trust can state that only the interest earned from the Trust investments shall be distributed annually or monthly. Another provision can set an age at which the principal may be paid to the heir. 

A Trust can be as simple or as detailed as the maker wishes. The ways in which assets can be handled are numerous. Counseling with an expert, who can tailor the terms of the Trust to each family situation is essential.

For more information:  paul.holl@comcast.net or call: 215-527-5635


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Legal Topic #1: Living Like a Vegetable

As the famous Yogi Berra once said, “I don’t remember leaving so I guess we didn’t go.”

 My clients constantly express concern about what will happen to their, or their parents’, health care, finances and life savings should they become incompetent. Frequently, I hear them say, “I’m not afraid of dying as much as I am fearful of living like a vegetable during my old age.”

How can you protect yourself and your loved ones from having to be in such a permanent state of mental disablility? The answer is to have a properly drafted, executed and witnessed Living Will.

Keeping in mind that most states have specific laws governing the content of Living Wills, here are some frequently asked questions and their answers:

* How does a Living Will work? It is the written expression of a person’s desired treatment, or refusal of treatment, in the event that he or she should become terminally ill and lacking the mental capacity to make medical treatment decisions. Just as a Last Will and Testament names an executor to carry our wishes after death, the Living Will names a surrogate to make medical decisions in cooperation with the health care entity. This may include deciding to remove life sustaining applications that do nothing but prolong the life of a dying person and administering only medication for the purpose of eliminating pain.

* Can’t I just tell my spouse, child or physician what to do? Most physicians are sworn to take all measures to keep the patient alive. Furthermore, to guard against the patient being exploited by others for personal gain, such wishes must be in writing and follow a prescribed format.

* What treatment options may I demand or reject? All, none, or a combination of treatment options. For example, a person may reject all forms of life sustaining treatment except those that prevent pain and suffering during the dying process.

* How do I proceed? Consult an attorney who specializes in this area of the law. it is best to seek out one who has been recommended by a friend or relative.

FOR MORE INFORMATION YOU MAY EMAIL: paul.holl@comcast.net or call 215-527-5635.

 


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Please vote!

Please vote! In the primary election? Of course, but now I’d like you to comment on this, my new website design by Smart Author Sites. As the famed Yogi Berra once said (during an acceptance of an award at Yankee Stadium), “Thank you for making this day necessary”. Give me your opinions and suggestions. Thanks. Paul.

 
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Living Will? Dying Will? Be Careful What You Will For.

The eminent neurologist, Dr. David Boston, looked the attorney general in the eye and said, “I’m dedicated to doing everything within my ability to keep your son alive. I don’t believe in people playing God, even when they do it with their own lives through those ‘living wills’ you lawyers like to force upon us. I refer to them as ‘dying wills’, because that is what more closely represents their actual intent.”

This an excerpt from my new novel, “Living Will” about an unscrupulous, young lawyer who was willing to exploit his firm’s elderly clients by having them sign the “trinity” of documents; a living will, a power of attorney and a last will and testament. Each agreement designates a person other than its signer to make decisions about their care, financial affairs or death, without their knowledge or consent. So ask yourself this question. What advantages are there in being the health care surrogate, holder of the power of attorney or executor of the will of another? Here is a hypothetical, but common, situation:

Bob, in his will, names his spouse as executrix of his estate and his son as the alternate executor.  He is advised to name someone younger than the spouse to be the health care surrogate of his living will and to hold the power of attorney over his non-health related responsibilities. He names his daughter to serve as both. Following his wife’s death, Bob has a stroke and ends up on life support. How does the daughter benefit from keeping Bob on life support indefinitely? How would the son benefit by having it removed?

TELL ME WHAT YOU THINK. LEAVE A COMMENT AT:   Amazon.com/will to live thrillers/paul holl


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